The two calculations lenders look at to assess the risk of issuing you a loan. What is Debt-to-Income (DTI) Ratio? The …
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Lower Your Interest Rate with Discount Points
Pay an extra fee at closing to reduce your mortgage interest rate. What are Discount Points? Discount points, a.k.a. …
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Refi your mortgage for renovations
Considering renovating or making home improvements? A cash-out refinance may be the perfect way to finance. If you’re …
Conventional Loans
Backed by private lenders, conventional loans are not written by government agencies, so generally offer more choices. What is …