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DTI is the percentage of your monthly income to your monthly debt.
Budgeting for a home purchase can seem daunting, but with the right…
Pay an extra fee at closing to reduce your mortgage interest rate.…
Continue Reading Lower Your Interest Rate with Discount Points
What does the upcoming year have in store for home affordability?
Conventional loans are backed by private lenders, not government agencies.
The four factors that determine whether or not you qualify for a loan.
Continue Reading Sailing the 4 C’s of Mortgage Qualification
House hunt with confidence when you know your home affordability Buying a home is a major life decision that can bring joy and …
Continue Reading about Affordable Mortgage: Figuring out Your Home Affordability
The two calculations lenders look at to assess the risk of issuing you a loan. What is Debt-to-Income (DTI) Ratio? The …
Continue Reading about Lower Your Debt-to-Income (DTI) Ratio
Budgeting for a home purchase can seem daunting, but with the right planning and preparation, it can be a smooth and manageable …
Pay an extra fee at closing to reduce your mortgage interest rate. What are Discount Points? Discount points, a.k.a. …
Continue Reading about Lower Your Interest Rate with Discount Points
